Fuel Loans

Ensure that your house stays warm with a Fuel Loan from VSECU. It’s an easy way to help you pay for fuel this winter. Our Fuel Loan is an unsecured, fixed rate loan that enables you to borrow money for the purchase of heating fuel for your primary residence. This loan provides the flexibility to pay for the fuel you need during the heating season, whether you use oil, gas, electricity or wood. This loan is not part of, and does not work in conjunction with, our VHeat fuel program.





We all try our best to budget for heating costs, but with the fluctuation in energy prices, sometimes our best efforts can leave us short of our needs and a fuel loan becomes necessary. If you find yourself in need of extra funds to keep your home and family warm, VSECU’s fuel assistance loan is priced to help you through the winter.

There are other agencies and organizations in Vermont that can help families prepare for a heating season, or be available for an emergency heating crisis. We encourage you to contact some of these resources before the winter season arrives:

  1. Low Income Home Energy Assistance Program
  2. Vermont Community Action Agencies for crisis or emergency fuel or call to find your local agency that can help at 1-800-479-6151


Term APR Monthly Payment
(per $1,000 borrowed)
12 Months 7.50% $87.02

APR = Annual Percentage Rate. APR is effective as of 9/1/2018. Calculated payments shown are for estimation purposes only. Actual loan payment amount will be disclosed at loan closing and may differ slightly.


Our online loan application offers quick results, sometimes letting qualified applicants know of approval instantly.

If you are already a member and want to apply for a product online, it’s easier to apply once you’ve logged into your Digital Banking. That way we can save you time by pre-filling the application with the general information we already have on file for you.