Home Loans & Mortgages

Are you in the market to buy a new home? Check out our current mortgage interest rates for fixed and adjustable rate mortgages, green mortgages, and other alternative mortgage options. Many of our mortgage products include escrow accounts for property taxes and homeowners insurance. If you can’t find what you need here, our mortgage originators look forward to answering your questions and helping you find flexible and affordable home financing.

Mobile application


Applying on mobile? Mobile users are automatically directed to our mobile application, designed to simplify and streamline the application process.

Mortgage calculator


Find out how much home you can afford with this handy home mortgage calculator. Find other mortgage calculators here.

Track loan status


Easily upload and access documents, and keep track of your loan status, in one place in our easy-to-use “Loan Status” portal.

Prequal cta

To submit proof of insurance on an existing VSECU secured loan, click here


Fixed Rate Mortgages

Perfect for anyone looking for a predictable, stable payment with all the benefits of a VSECU mortgage.

Adjustable Rate Mortgages

Take advantage of lower initial payments that will make getting into your dream house even easier.

Jumbo Mortgage

For houses exceeding $417,000, we have the Jumbo Mortgage, capable of helping with bigger buys.

Mobile Home Mortgages

Simple, flexible, and easy, our Mobile Home Mortgage will help you live smart while saving money.

Seasonal Home Mortgages

Seasonal Mortgages can help you buy that cabin, camp, or lodge you’ve been fantasizing about.

VGreen Mortgages

Want to save money and go green? VGreen loans can help improve the energy efficiency of your home.