Milk Money

Powering Local Investment in Local Businesses

Milk Money is a pioneer in local investing for the average Vermonter. Their local investment platform was made possible by the Vermont Small Business Offering exemption (VSBO), which enables non-accredited Vermonters to invest in local entrepreneurial or small business ventures. Prior to VSBO, only accredited investors, who are generally defined as those with a net worth greater than $1million dollars, were able to make early stage investments. Visit Milk Money Now.




Who it Helps:

By opening unique local options to non-accredited investors, Milk Money provides an opportunity for Vermonters to support local businesses, which they have greater access and (often) ties to. The Milk Money platform enables Vermonters to invest in their own communities and keep their money in-state, where it can recirculate locally. Learn More About Investing

How it Works:

Milk Money offers a platform where entrepreneurs can develop campaigns, describing what they do, why they do it, and how they will use investment funds. Interested Vermont investors can register to learn about each company and review easy-to-read business documents before determining which business to invest in. Meet Milk Money Entrepreneurs

About the Partnership:

Excited by the opportunity of the VSBO exemption, founders Janice Shade and Louisa Schibli dreamed up the idea of a local investment platform that would enable small-scale investment by everyday Vermonters. They outlined a plan and brought it to VSECU in search of support. As a member-owned cooperative interested in fostering sustainable business growth in Vermont, VSECU’s principles and values were in perfect alignment with Milk Money’s goals.

Investments made through Milk Money are not federally insured by NCUA, involve investment risk, may lose value and are not obligations of or guaranteed by the credit union.


Our vision is to inspire a movement that brings people together to empower the possibilities for greater financial, environmental and social prosperity. As part of fulfilling this vision, we “power” initiatives that represent innovative efforts to stimulate social and economic opportunities through collaboration and cooperation.